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What can it help you with?

Problems at work

If you are unfairly dismissed or discriminated against, family legal expenses insurance provides access to expert legal advice to help you understand your rights and options. If the issue goes to tribunal, family legal expenses insurance could also provide cover for legal representation and costs in the event of a claim.

Protecting your home

If you are faced with a dispute relating to your home, for instance, a neighbour’s tree causing damage to your property, family legal expenses insurance will provide access to expert legal advice to help you resolve your dispute. Should it go to court, family legal expenses insurance could also provide cover for legal representation and costs.

Protecting your consumer rights

If you buy a faulty sofa and the seller is reluctant to put it right, family legal expenses insurance provides access to expert legal advice to guide you through the situation and help you understand your rights.

Personal injury that wasn't your fault

If you have suffered injury from clinical negligence or an accident that wasn't your fault, family legal expenses insurance could provide expert legal advice and representation to help you claim compensation.

Cover for legal costs

A family legal expenses insurance policy could pay up to a typical amount of £50,000 per claim to cover your legal costs and expenses, and the other person’s legal costs if you lose. Check your insurance policy for further information on indemnity limits.

Telephone legal advice

Access to telephone legal advice to help understand your rights and options on family legal matters.

Legal document drafting

Family legal expenses insurance also provides access to a range  of legal documents using our smart legal document builders. So whether you want to apply to your employer for flexible working rights, or challenge a parking ticket, this service has everything you need to get started.

Where can you buy it?

You can’t generally buy legal expenses insurance directly; most policies are purchased as additional services through home or motor insurance providers. Remember to check the cover you already have in place before adding family legal expenses insurance to a new insurance policy; you may already have it on another policy.