Business

Our broken tribunal system isn’t fit for day-one employment rights

The Employment Rights Bill that has just been introduced is a landmark piece of legislation that sits at the heart of the new government’s agenda. In many ways, it will bring the UK up from a mid-table underperformer in the Champions’ League of employments rights to a genuine contender. 17/10/24
Sexual harassment in the workplace – A time for change

It seems apt, given the recent disclosures around Al Fayed when he owned Harrods, that the changes around sexual harassment at work becomes law on 26 October 2024. There was lots of reporting around this the beginning of 2024 and the time has now come for employers to consider what this means for them. 30/09/24
Navigating a tight budget

Andy Talbot, director of marketing, ATE and broker sales, discusses how firms can work around the outcomes of the upcoming Autumn Budget. 26/09/24
Navigating the Storm: Crisis management in schools

PODCAST: Commercial reputations take years to build but can be destroyed in a matter of hours. ARAG’s Crisis Communications cover gives expert PR advice and support to SMEs facing a communications disaster. 09/09/24
Watching the Olympics at work

With the Paris Olympics starting this week, its an exciting time for sports fans. Some events will be during working hours in the UK. So, for people wanting to see these events while at work, what options do they have? 26/07/24
Post-termination restrictions for partners and team members

If an employee or partner has knowledge of your clients, your confidential know-how and techniques, your strategic plans and staff data could be attractive to a competitor within your sector. This article explains the types of restrictions that firms can implement to protect such information, as well as important points to consider when taking action. 24/07/24
The King’s Speech: A new deal for working people

His Majesty King Charles III delivered the King’s Speech in Parliament today, 17 July 2024. The King’s Speech outlined the Labour Government’s plan for legislative reform, which seeks to promote “security, fairness, and opportunity for all”. 17/07/24
Navigating data breach compensation claims

The extent to which damages can be claimed in the event of a data breach has been a hot topic over the last few years, with a particular focus on what compensation is available for smaller breaches where an individual doesn’t suffer material loss. 17/07/24
Justice needs new courts more than new laws

Our recent surprise general election inevitably kicked a swathe of legislation off the parliamentary agenda and into the long grass. How much of it the new government will dig out and seek to pass remains to be seen but, whatever priorities they may have, the in-tray awaiting incoming Justice Secretary Shabana Mahmood, was also overflowing. 17/07/2024
Novation by conduct - Use it or lose it

The recent case of Rolls-Royce Holdings plc v Goodrich Corp demonstrates that conduct inconsistent with the express terms of a contract can override those written terms. In this case the court had to decide whether a contract had been effectively novated by conduct. This article explains the definition of novation and explores this case in detail. 04/07/24
BIBA Business

It’s now almost six months since ARAG’s acquisition of DAS UK was completed and formally announced to the industry. Work was obviously well underway long before that, to plan the integration of the two organisations, but BIBA marked the first time that we have faced the market as one business. 20/06/24
The RAG - Summer 2024

Welcome to the Summer 2024 edition of the The RAG. 19/06/2024
Techspertise

The international ARAG Group has high ambitions for our future growth following the acquisition of DAS UK, and one of the most exciting prospects is the investment in technology that has been planned, to help us achieve those goals. 20/06/24
Simplifying holiday pay: Government changes to holiday pay and entitlement

On 1 January 2024, the government introduced changes to the Working Time Regulations which aimed to simplify holiday entitlement and holiday pay calculations. 17/06/24
Managing Bad News Days

As well as legal and tax advice helplines, ARAG’s commercial legal expenses policyholders also have access to our innovative Crisis Communications facility, which offers expert public relations advice if an event leads to negative publicity for the insured business. 28/05/24
How Maternity, Adoption and Shared Parental Leave regulations are changing this year

On 11 December 2023 the draft Maternity Leave, Adoption Leave and Shared Parental Leave (Amendment) Regulations 2024 were laid. 17/05/24
Not such a quiet year

While 2024 may not have produced many headline-grabbing changes to employment legislation, it has seen numerous reforms that businesses should be aware of, and there’s more to come. 09/05/24
Get to know: Changes to employment law

On 6th April 2024, new legislation is coming into force that will affect employees rights to time off in relation to paternity leave and to take carers leave to provide or arrange care for a dependant with a long term care need. 23/04/24
The rise and risks of AI contract drafting and analysis

There has recently been an increase in the number of startups bringing artificial intelligence (AI) contract drafting and analysis tools to market. 10/04/24
Can an AI-generated statement be defamatory?

In May 2023, the Guardian featured an article bearing the headline “Nearly 50 news websites are ‘AI-generated’, a study says”. Even now, at a time likely to be regarded as its relative infancy, artificial intelligence (AI) can generate content with speed, authenticity (or at least the appearance of it) and a flair for headline-writing that can rival some of the nation’s red tops. 21/02/24
Reputation protection

Commercial reputations take years to build but can be destroyed in a matter of hours. ARAG’s Crisis Communications cover gives expert PR advice and support to SMEs facing a communications disaster. 05/02/24
Businesses falling into the justice gap

Widely seen as a personal problem, diminishing access to justice also severely impacts businesses. Tony Buss, managing director at ARAG, explains how the justice gap has become a major issue for companies in the UK and what brokers can do to help. 02/02/2024
ARAG Group completes acquisition of DAS UK

ARAG Group is pleased to announce it has completed the acquisition of DAS UK, a legal protection insurance business in the United Kingdom. 16/01/2024
Tis the Season to be Wary

Yes, it’s December again already and, having only just navigated the potential pitfalls of Black Friday, businesses of all sizes are gearing up for the holiday season. 01/12/2023
Black Friday risks for SMEs

Every year, around this time in November, news pages, inboxes and search results are dominated by the words ‘Black Friday’. Accompanying all the stories about how and where to secure the best deals during retail’s biggest feeding frenzy, are dire warnings to consumers about bogus offers and heightened security threats. 21/11/2023
SMEs must beware Black Friday too

Small businesses need to address key risks ahead of Black Friday (November 24th) whether they are planning their own promotions for the Black Friday-Cyber Monday weekend or simply shopping for a bargain themselves. 13/11/2023
ARAG on the challenges still facing SMEs

Conversations about the cost-of-living crisis and surging energy bills understandably tend to zero in on the impact these are having on individuals and families – as do the various assistance packages put in place to offset these challenges. 02/11/23
Getting ready for ARAG DAY

Like many companies, selecting our charity of the year is a careful decision that typically results in ARAG supporting a charity that is both local and close to our hearts. This year, however, we’ve had an additional consideration, as we’re participating in a global ARAG initiative to support organisations that extend access to justice. 21/09/2023
Long, cold winter looms for SMEs

If this summer has been nothing to write home about, the signs of a difficult winter ahead are ominous. A few positive economic indicators may look like light at the end of the tunnel, but a deeper dive into the data reveals various pitfalls that SMEs must avoid if they are to survive into 2024 unscathed. 18/09/2023
Family-friendly policies and protection – changes you need to be aware of

The legal landscape around family-related employment protection is currently going through a considerable amount of positive change. Businesses will need to be aware of these changes, as some (in particular the additional protection against redundancy for employees returning from maternity leave) may impact on future strategic and management decisions. 10/08/23
LEI - how brokers can sell peace of mind

With UK businesses still reckoning with the ongoing sting of inflation, it might be expected that brokers looking to sell ancillary insurance products are facing customer resistance. One sector that is firmly rebuffing this expectation is that of legal expenses insurance (LEI), as evidenced by our strong results recently posted. 26/07/2023
ARAG SE acquires D.A.S. UK

The ARAG Group and ERGO Versicherung AG, ERGO Group’s property & casualty insurer in Germany, have signed an agreement regarding the acquisition of D.A.S. UK, ERGO’s legal protection insurance business in the United Kingdom. Since 2006, the ARAG Group runs its UK operations via ARAG plc as Managing General Agent, reporting gross written premium under management of £61 million in 2022. D.A.S. UK started business over 40 years ago and today runs a legal expenses insurance company (D.A.S. Legal Expenses Insurance Company Limited) as well as a law firm servicing legal expense claims (D.A.S. Law Limited), which are both supported by an administrative services company ( D.A.S. Services Limited). Total gross written premium of D.A.S. Legal Expenses Insurance Company Limited was £129 million in 2022. 17/07/2023
LASPO at 10

There’s an argument to say that the Legal Aid, Sentencing and Punishment of Offenders ACT 2012 (LASPO) has been good for the legal expenses sector. After all, the cuts to legal aid, law centres and almost every other source of legal support, whether brought about directly by LASPO or merely part of the same drive to reduce government spending, have left very few legal options within reach for most families and SMEs. 03/07/2023
Extending access to justice against the tide

We’ve just passed ten years since the LASPO (Legal Aid, Sentencing and Punishment of Offenders Act) reforms were implemented, and it is hard to believe that we have also seen 10 appointments to the role of Justice Secretary, since that legislation was passed in 2012. 03/07/2023
ARAG Day and Charity of the Year

Every other year, ARAG selects a new charity to benefit from all of the great events that our tireless staff throw themselves into, to give something back to our community. This year, the beneficiary is one that is both close to home, and close to the work we do in ensuring that as many people as possible have access to the UK justice system. 03/07/2023
All things digital

ARAG has always been committed to staying at the very forefront of digital legal services and we have made considerable investment over the last couple of years to ensure that our partners and their clients see the benefit. 03/07/2023
ACSO Whitepaper

While many people appreciate the huge benefits that legal expenses insurance (LEI) offers to policyholders for what is generally a very modest premium, it can sometimes be underappreciated or even misunderstood. 03/07/2023
The RAG July 2023

Welcome to the July 2023 edition issue of The RAG, the ARAG UK news bulletin. 03/07/2023
Right to Work checks – The consequences of getting it wrong

Employers are required to carry out right to work checks before employing an individual to ensure that the candidate they want to employ is legally allowed to carry out the work in question in the UK. 29/06/2023
Government Consultation on holiday pay for part year and irregular hours workers

The Government has issued a consultation into the calculation of holiday entitlement for part-year and irregular hours workers, with responses to be received by 9 March 2023. 28/06/2023
Brokers rank ARAG highly in Insurance Business list

We’re always looking for feedback to confirm that ARAG is heading in the right direction, and there are few better-placed to let us know how we’re doing than the brokers who experience our products and service on a daily basis. 18/05/2023
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Business

Our broken tribunal system isn’t fit for day-one employment rights

Sexual harassment in the workplace – A time for change

Navigating a tight budget

Navigating the Storm: Crisis management in schools

Watching the Olympics at work

Post-termination restrictions for partners and team members

The King’s Speech: A new deal for working people

Navigating data breach compensation claims

Justice needs new courts more than new laws

Novation by conduct - Use it or lose it

BIBA Business

The RAG - Summer 2024

Techspertise

Simplifying holiday pay: Government changes to holiday pay and entitlement

Managing Bad News Days

How Maternity, Adoption and Shared Parental Leave regulations are changing this year

Not such a quiet year

Get to know: Changes to employment law

The rise and risks of AI contract drafting and analysis

Can an AI-generated statement be defamatory?

Reputation protection

Businesses falling into the justice gap

ARAG Group completes acquisition of DAS UK

Tis the Season to be Wary

Black Friday risks for SMEs

SMEs must beware Black Friday too

ARAG on the challenges still facing SMEs

Getting ready for ARAG DAY

Long, cold winter looms for SMEs

Family-friendly policies and protection – changes you need to be aware of

LEI - how brokers can sell peace of mind

ARAG SE acquires D.A.S. UK

LASPO at 10

Extending access to justice against the tide

ARAG Day and Charity of the Year

All things digital

ACSO Whitepaper

The RAG July 2023

Right to Work checks – The consequences of getting it wrong

Government Consultation on holiday pay for part year and irregular hours workers

Brokers rank ARAG highly in Insurance Business list

More Themes