Personal Legal Expenses
Find out about legal expenses insurance, what it does, how you can get cover from ARAG and how to claim if you already have it.
What is Legal Expenses Insurance?
Legal expenses insurance is a type of ‘add-on’ insurance designed to help protect you and your family against the impact of life’s unexpected legal challenges.
If you find yourself in need of help, legal expenses insurance gives you access to a legal advice helpline and could also cover your legal costs, even if your case goes to court. It could provide cover for common issues like:
-
Unfair dismissal, or discrimination at work;
-
Injury from an accident that was not your fault; or
-
Disputes involving faulty goods or services
How can it help me?
What are the benefits of ARAG legal expenses insurance?
-
Cover for legal costs
-
Pays the costs of representation should you experience any of the legal problems covered by the policy
Refer to your policy documentation for any specific limitation on cover or material exclusions -
Access to telephone legal advice to help you understand your rights and options on any personal legal matter
-
Available 24 hours a day
-
Counselling and Tax
-
Legal document drafting
-
Access to a range of legal documents
Whether you want to apply to your employer for flexible working rights or challenge a parking ticket our drafting service will have the legal template you need
What’s typically covered?
-
Legal expenses insurance could fund legal costs if you are faced with a dispute relating to your home, your employment, a personal injury or the buying or hiring of goods or services.
-
Policy cover, exclusions and limitations vary between different products. For more detailed information, visit our product pages
Where can I buy it?
-
You can’t generally buy legal expenses insurance directly; most policies are purchased as additional services through home or motor insurance providers
-
But do remember to check the cover you already have in place before adding legal expenses insurance to a new insurance policy; you may already have it via another policy
